Vicki Kriner

Vicki Kriner is an exceptional Mortgage Broker and I wholeheartedly recommend her to anyone and everyone!!! Her clarity and communication throughout our time working together were top notch and made the financing process quick, painless, and even a little bit fun! We came to her with absolutely zero understanding of the mortgage lending process and she met us right where we were. I never felt confused or rushed and every question was answered with grace and confidence. She communicated clearly and often in multiple formats (text, email, phone), and never left us on read. She also never watered down or tried to "sugar coat" anything, which helped us truly understand the importance and long term impact of our final decision and prepared us to make a huge financial decision with full confidence. Having heard harrowing stories from friends and colleagues of their mortgage process I truly believe we struck gold with Vicki! If you're looking for a broker who will meet you where you are, tell it like it is, and help you make the best decision possible for You and Your money, then Vicki Kriner has got to be your choice!

Vicki was amazing. She made sure I understood everything. Vicki made sure I got best deals on everything. I highly recommend her to anyone looking to buy a house and needs a loan.

You want it done? You want the best deal? Vicki can get it done, the only reason your mortgage wouldn't be optimal would because you didn't listen to her. We walked the walk exactly the way she told us to and not only did she get us a good deal on a loan she got it down buy a hole POINT!! On a conversational!! THANK YOU!! I will never go anywhere else.

Vicki is incredibly knowledgeable and was extremely quick to informing us of anything that can or could arise at any and all stages of buying. She was extremely personable and we thoroughly appreciate all and everything she has done for us. Cannot express how much I would recommend her.

Vicki is amazing!! She helped me a lot through this process of getting a house and was amazing to work with! Very very helpful!

Vicki gave us great confidence that we were in good hands and had our best interest at heart. She is highly recommended.

Very streamlined made buying a house easier than leasing an apartment in my opinion. Very friendly and answered all my questions promptly!

As first time home buyers, we had no idea where to begin or what the home buying process would entail. Vicki always made sure to explain everything and never hesitated to answer any of our questions. We always could feel confident moving forward in the process due to having Vicki on our side, explaining every step of the process in a way we could understand. If and when it's time for us to move in the future, Vicki will be our first call!

I highly recommend using Vicki Kriner as your mortgage broker. She will present you with all your loan options and cost so you can make an informed decision. Vicki stays in lock step with you through the entire loan process. She makes her self available anytime of the day or night to answer any questions or concerns you may have. I have used her for 3 home loans and will use her again.

Vicki was great! Super friendly and responsive. Answered all of our questions and explained things very clearly. She really took the stress out of the financing side. 100% would recommend 🙂

Vicki is wonderful. Highly communicative, knowledgeable and kind professional who we would recommend to anyone buying a home.

Vicki helped us with our morgage when relocate to different state. She intelligently guided us throughout the process, and gave us plenty of tips and tricks that went above and beyond. We're grateful to have her at that time. Highly recommended.

Vicki was very easy to work with and very helpful when I had questions or needed help with downloading paperwork. She's always on the ball, one step ahead of what's happening.

There aren’t words to describe how awesome Vicki is! My spouse and I were first time home buyers and didn’t know a thing about the process and didn’t have family to help us. Vicki talked us through every single step, over and over again (we had so many questions). The entire process (application process, documents, etc) was virtual, which was SO helpful! Throughout the entire process Vicki was honest and fully transparent. The first time we applied, Vicki let us know gently that we weren’t ready. She created a concrete financial plan for us with action steps and goals to complete for the next year. Throughout that year, Vicki checked in with us frequently on our progress and provided so much encouragement. The following year, we reapplied and got approved! We truly could not have done this without Vicki and are forever grateful for her guidance and support.

I recently had the pleasure of working with Vicki Kriner as my mortgage broker, and I can’t recommend her highly enough! From our very first meeting, it was clear that Vicki is not only incredibly knowledgeable about the mortgage process, but she also genuinely cares about her clients. What stood out to me the most was how she made me feel like I was her only client. Vicki took the time to answer all my questions, no matter how small, and she walked me through every step of the loan processing with patience and clarity. It was refreshing to have someone in my corner who was so dedicated to protecting my interests and ensuring I understood everything along the way. Her expertise in the field is evident, and she provided me with options that I hadn’t even considered. I felt confident in her recommendations, knowing she had my best interests at heart. If you’re looking for a mortgage broker who is not only skilled but also truly invested in your success, Vicki is the one to call. Thank you, Vicki, for making this experience so smooth and stress-free!

Vicki took care of us like we were her only clients! Anything that came up she took care of immediately and she shopped around to give us options. We knew what was going on every step, no surprises, no late changes. Vicki also takes time to educate you so you're part of the decision making process. We've used her for 2 different house purchases and I would never go anywhere else.

VIcki, was amazing in her assistance with making the loan process easy. She was patience, showed empathy when things were difficult. I would recommend Vicki to anyone looking for a mortgage broker. I have already recommended her and our real estate agent to many people. She is a rockstar.

The experience provided by Vicki and her team was amazing. There were stressful moments, but they provided a comforting hand which led to an effortless purchase. Vicki in herself was an amazing, wonderful, patient and dedicated to getting me the best rates and closure time I will recommend her services to anyone I know. I'm grateful for all the assistance provided. There are only so many words to convey the superb experience. I'm afraid I'm not doing her and her team enough justice. Just work with her. You will be amazed. — Monica Soto

Vicki is the broker you need, she’ll make the home buying process as simple as can be!

Vicki is absolutely amazing. We would highly recommend her for everyone, and have. The smoothest buying process we have ever endured, and Vicki made it simple the entire way. She will always make sure you are completely informed and that you understand each every item. So thankful to have found her and she is now our official mortgage broker :-)

Working with Vicki was such a blessing. Her attention to detail and communication is unmatched. Vicki made our home buying experience the best ever. I would recommend Vicki to all our friends and family. I look forward to working with her again.

It was a joy and an absolute pleasure having Vicki as our Mortgage broker. She was thorough, detail oriented and always left me feeling secure and at ease, which is no easy feet in a house buying experience. She was easy to talk with, always made sure to check in at critical times and made it easy for me to call with any of the questions I had. Couldn’t have worked with better :D Thank you, Vicki.

Vicki is awesome to work with! She was quick to reply when I needed any help, and explained everything in great detail when I had questions!

This is long overdue! Working with Vicki and her team was so fun and easy. Vicki has a great sense of humor keeping you smiling and up beat through the whole process - which is a stressful process. Any time I had questions or concerns she was right on it to help me get the answers I needed. My rate was locked at the best it could have been we had a great time. I would 10/10 recommend Vicki as your next lender!

I recently had the pleasure of working with Vicki Kriner, a highly knowledgeable mortgage broker from Newland Mortgage, and I cannot emphasize enough how invaluable her assistance was throughout the home buying process. From start to finish, Vicki demonstrated exceptional professionalism, thoroughness, and an impressive level of expertise that made the entire experience seamless and stress-free. Right from our initial meeting, Vicki took the time to explain the entire mortgage process, ensuring that I had a clear understanding of each step involved. She patiently answered all my questions and provided detailed explanations, which greatly helped me feel confident and informed about the decisions I needed to make. Vicki's attention to detail was truly commendable. She meticulously guided me through the necessary paperwork and kept me well-informed about any potential hurdles or obstacles that could arise. Her proactive approach allowed me to anticipate potential challenges and plan accordingly, ensuring a smooth and timely transaction. One of the aspects I appreciated most about working with Vicki was her exceptional responsiveness. Whether I reached out by phone or email, she promptly addressed my concerns and provided the necessary information. This level of communication and accessibility truly set her apart from other professionals I have worked with in the past. Throughout the process, Vicki displayed a genuine commitment to my best interests. She went above and beyond to secure a mortgage that perfectly aligned with my financial goals and needs. Her extensive knowledge of the market, coupled with her ability to tailor solutions, made me feel confident that I was in capable hands. I would wholeheartedly recommend Vicki Kriner and Newland Mortgage to anyone in need of mortgage services. Her expertise, professionalism, and dedication to her clients are second to none. Whether you are a first-time homebuyer or a seasoned homeowner, Vicki will guide you through the complex mortgage landscape with ease, ensuring a positive and rewarding experience. Thank you, Vicki, for your exceptional service and for making my home buying journey a truly memorable one.

I can not recommend Vicki highly enough. She guided me along the entire (quite daunting) task of buying my first home. She was generous with her time and would discuss concepts with me until I felt comfortable making decisions. 6/5 stars.

Vickie is amazing! She is great at her job and a wonderful person!

Vicki was great to work with! She was exceptionally professional, easy to communicate with, and responsive to any questions I had. The loan application was straight forward and able to be completed on time. She was always prompt with any information I needed, and got a better rate than I thought was possible. I would recommend Vicki to any one looking for a mortgage broker!

The experience provided by Vicki and her team was amazing. There were stressful moments but they provided a comforting hand which lead to an effortless purchase. Vicki in herself was an amazing, wonderful, patient and dedicated to getting me the best rates and closure time I will recommend her services to anyone I know. I'm grateful for all the assistance provided. There are only so many words to convey the superb experience. I'm afraid I'm not doing her and her team enough justice. Just work with her. You will be amazed.

Vicki had been amazing from start to finish with follow up, clear communication, and on the spot help. Despite the heavy holiday season afoot, full of family life and obligations, Vicki made the time to give us the support we needed.

Vicki, was amazing. She exemplifies customer service!
Pre approval process went smoothly because of her knowledge and detailed instructions. We got a great rate with a great mortgage company. I would absolutely recommend Vicki, and her team at Newland.

I would definitely have Vicki be my realtor again or even refer her to anyone I knew was looking to buy a house. Vicki was always so patient and kind, especially for my partner and I being first time home buyers! We had sooo many questions and learned a lot. Vicki and her team were amazing and helped us realize what we could afford for our first home-even once interests rates started to peak. Thank you Vicki, and Vicki's team, for everything! 2022 will be the year to remember for a lifetime!

Vicki was awesome to work with! She spent so much time with us and was there for us all hours of the day. We were first time home buyers and made us feel comfortable and answered all of our questions. We really felt Vicki had our best interest in mind and truly went above and beyond for us. The closing was made simple because Vicki made sure we were all prepared and had the patience to stick with us for months until we finally crossed the finish line. She has even been there after the deal was closed.

Vicki and her team went above and beyond to make buying our first home an incredibly easy and straightforward process. They were on top of all emails and quick to respond if we ever had any questions, even outside of normal business hours. I highly recommend Vicki and her Team to anyone.

Working with Viki has been one of the most pleasant experiences I have had. I’m grateful for everything Viki and her team have helped me with. I’m a great admirer of the amazing work she and Rhyonna have done. It’s would be appropriate to say her team works like a Swiss watch! You will never have to worry about anything as she will always have time for you. I will always be thankful for Viki and the entire team. Dr. Álvarez

Let me qualify this with just saying I never really leave reviews for anything but Vicki was amazing. The process for a first time home buyer was daunting and I didn’t really know where to start but Vicki answered every question I had. She was proactive about reaching out and making sure as the process moved along that I was comfortable and in the loop. She has a great grasp on the market and how it was moving, she was timely in response to all inquiries and she was easy to get ahold of even when I wasn’t expecting a quick text/email back. I will 100% use her again and will recommend her to friends looking to buy. She’s awesome at her job!

Vicki made the entire home buying process so much less stressful than I anticipated. Not only is Vicki an incredibly friendly & personable expert to work with, but she took the time to explain each step in easy to understand language and if we struggled with any decision, she would provide helpful scenarios for each outcome. I'm so grateful that our realtor recommended Vicki!

It was great doing business with Vicki. She is knowledgeable, efficient, explains what is happening every step of the way, responds quickly to calls, etc. Vicki had a great personality. We would do business with Vicki in a New York minute.

Vicki is a go getter. When she said she would do something she did it. She even helped me with a situation after she had completed her part. I enjoyed working with Vicki very much.

I highly recommend Vicki Kriner for all your lending needs. I have bought numerous home and never did I ever work with anyone as exceptional as Vicki. She made the process easy! She is quick to respond, got me an incredible rate and locked it in before it increased. The application process was done online and was not complicated. Vicki and her team were always available for questions and stayed ahead of the process. When funding was due we were more than ready and were promptly able to close. Moving, realtors, inspections, appraisals and mostly lending are complicated and stressful however Vicki made the entire process manageable. No one is more knowledgeable in my experience and I would never use anyone else. Thank you, Vicki!

I enjoyed working with Vicki. She helped me with a situation after she was done with her part. It was a joy working with Vicki.

Vicki is great to work with and tells you step by step how the process is going and what I need to do next.👍💪

Ive use Vicki 3 times over the pasted years and she makes it easy to get a mortgage loan. Vicki always answers the phone when I call or sends me a message saying she’ll call me right back then follows through. She always answers all my questions and I usually have a lot of questions. I’ll use Vicki in the future and give her a 5 star review.

Vicki is awesome! We had a totally positive experience. She was always friendly and positive, incredibly helpful and thoroughly diligent. Highly recommended!

Vicki has been extraordinary to work with. We first collaborated on the purchase of my home and farmland where she navigated lease agreements and other complexities with ease (or, at least, she made it look easy!). A few years later, she helped me through my re-fi. Vicki wasn't just on top of all the details, she was ahead of them, and always with a Plan A, B and C, just in case things went sideways. My loan closed on time, Vicki and her team were friendly, professional, and made the process easy and convenient. Not only that, but she killed it on my rate! I'll use Vicki for all my loans and wouldn't hesitate to trust her with my friends and family.

Vicki was a pleasure to work with! As a first time home buyer she made the loan process easy to understand and I felt like she truly had my best interest at heart, not some big loan company! I never felt pressured or like I was taking up too much time. She was always available for a phone call and would always have great information on hand!

Wonderful experience working with Vicki. Loan closed on time, very responsive to all my questions and needs with my loan. Received a great rate and everything was done in a prompt, timely fashion. Every step of the way, everything was explained in detail, and in a way it was easy to understand. Will do business again with Vicki and recommend her to all my friends and family.

Vicki made the process so smooth and always communicated what was needed and when so that there were no surprises. She was a great guide and partner. We have done a mortgage and a refi with Vicki and would definitely contact her again.

Couldn’t have been easier, faster, or had better terms.

Vicki Kriner Is the consummate professional. My experience with Vicki was empowering, and all of my options were clear. Vicky has an unusually high level of integrity. She wants you to make the right decision that works for you. She wants you to understand the options rather than just throwing them over the fence and hoping something sticks.

I love working with Vicki so much that I continue to ask her about financial offerings In hopes I can partner with her again. It's because I want to work with Vicki. I trust her. I'm always hoping that there's some new opportunity that I can work together with her because she's such an unusually outstanding person to work with.

We had the best experience with Vicki, twice! She helped us with buying our first home and with refinancing it later on. The process was so easy and smooth. Vicki is so knowledgeable and you can tell she cares about giving you the best situation for your mortgage. I can’t say enough good things about her. You will not be disappointed working with Vicki. — Bianca & David Paul

Vicki is an awesome communicator and we never had an issue getting in contact with her. She made going through the home buying process easy and I would recommend her services to anyone.

As a first time home buyer Vicki made everything less stressful and far easier. She had a detailed answer to all of my questions and made sure that we understood everything as we went through the process. I had a question about 3 months after purchase and she answered my email and question in no time, helpful as ever. I know I will be using Vicki for my next purchase.

Vicki was very informative, help, friendly and she was determined to get us through our leading prossess as quick as possible considering how long it can take. Plus, she is also honest about the whole process and wants nothing but the best for her client. Vicki is one of the best representative you can find.

Vicki was incredibly helpful in navigating the of mortgages!

My partner and I were extremely new to the world of home buying and mortgages in general. Vicki was extremely patient with us and even made sure to explain everything, step by step super clearly. She’s incredibly sweet, committed, and was a dream to work with!

To start, I am not usually one to leave a review or one to trust any one else with even the smallest tasks let alone with something as important as money or buying/refinancing a house - that said Vicki has proven to be the exception. She is one of those few people who continually go above and beyond to take care of our best interest. She was there for us when we bought our house, there for our refinance and there for any and every question my husband (a man of many questions) and I have had in-between. She is professional, timely, and communicative throughout the process. I really can not say enough good things about Vicki.

Vicki is awesome!! She's really professional and the reason why I would recommend anyone to her. She gets the job done quick and easy and made my whole first time buying experience very delightful. Hands down one the best I've had the pleasure to work with.

We really relied on Vicki Kriner through the whole process of buying a new house and she was terrific about keeping us informed. No question was too small and we could call at any time with anything we did not understand. She even went to battle for us when some of the fees were more than expected.

As a First home buyer Vicki helped me trough the process and everything went smoothly. Vicki is professional, responsive and always available to answer all the questions you might have. I love working with her. Thanks Vicki

Vicki is amazing! She walked is through the whole process of purchasing our first home then a little over a year later, has helped us refi at a lower rate. She is maticulous, thorough and effecient. She was able to answer all our questions in a way we could understand and I always have felt she was on our side. She is honest and has a level of integrity that I think is rather hard to come by these days. You will be so grateful to work with her.

We had such a great experience with Vicki! She walked us through the whole process and was available to us for any and all questions we had. She is super thorough and closed our loan so fast! We would highly recommend her!

Vicki was so helpful in walking us through the lending process. She is super thorough and we felt very comfortable that she wouldn't miss any details. She closed our loan really fast so we were able to move into our new home sooner. We had a great experience with Vicki and would recommend her to anyone.

Wow! We are first time home buyers. She made this process as smooth as possible. She took the time to answer any and every question we had, even some we didn't have. She made us feel comfortable and confident every step of the process, from paperwork to our first offer. We couldn't have done this without her!

Vicki is extremely detail oriented and lays everything out on the table. She made my first home buying experience easy and less stressful. THANK YOU!!

Vicki is amazing!! She walked me through the loan process step by step with wonderfully prepared bullet point emails that were above and beyond helpful. She also answered any and all my questions to the point where I could understand clearly what the next step was. Though I will say that the best part of working with Vicki is her availability, if you need an answer she'll get it for you and get back to you in a reasonable time frame. Working with Vicki made the home buying process smooth and fun. I'd highly recommend her to anyone looking for a lender.

Vicki provides great service in all aspects of getting loan to purchase a new house. I am extremely happy with the service and amount of work and time Vicki spends to achieve the best outcome!

It has been a pleasure working with Vicki. Vicki was able to take mine and my fiancé’s extremely difficult case and mange to get us approved for a loan with in a few short months. Before I was recommended to Vicki I was rejected by several loan officers because our case was “too difficult” to deal with. If you are looking for someone who will put in all there effort and enthusiasm Vicki is your gal. Not to mention she is one of the most sweetest and hardworking individual I have ever met. Thank you Vicki for making our dreams come true. You are truly a gem!

Could not ask for a better broker. Was amazing though and through. If you want the best look no further. We started with not know if we could even buy a home at the time. Called vickie just to see where we stood. Within a few days she not only was able to get us qualified but jumped through hoops to make sure it was right for us. Amazing person!

Vicki was o. Top of things from beginning to end and made sure that I understood everything before moving forward as well as setting me up with a stellar real estate agent. Her customer service, attention to detail made a daunting process feel easy. Thanks so much Vicki!

Vicki Kriner was amazing! She called regularly, made sure all our questions were answered and was simply there whenever we needed her! Best part she wasn't a 9 to 4 lender, we could call her any time or text her and she was there to answer and respond! It didn't stop there! She said text or call if we had questions after it was all done and we sent her a text asking her to verify if a piece of paper was legit and she quickly answered and helped us out! This was AFTER the house sold and all the paperwork was done! She is one reliable lender! Would definitely recommend her and Envoy!!

Vicki was Amazing! She always answered when I need a question answered, she was always in a great mood and didn't mind re-answering any questions I had. I'm extremely happy we chose her as our lender!!

Vicki is amazingly thoughtful and highly informative. She is an ever present guide through the entire process and treats every question with careful consideration before giving you the information you need, in terms you can understand. She is a pleasure to work with!

Vickie is a consummate professional. She took her time to explain everything to me and was available when ever I needed her for questions and explanations of the clunky somewhat unpredictable course of home buying. She is a person with high ethical standards, and I always felt like she was forthcoming about all details of my mortgage. The value of having a agent in which I could place my utmost confidence in was immeasurable. Thanks for everything Vicki!

Vicki is amazing at what she does!! She and her team worked so hard to ensure we would close early on our first house.

She always encourages questions and will make sure you understand each step of the process. She is fantastic at communicating and carefully explains everything. I am so glad we chose to work with Vicki, as we had the smoothest closing we could ask for. Thank you Vicki and the Envoy team!!

Vicki started out by telling me she how how easy the process would be, if I listened and followed her directions. She gave me a to do list with all the information that she would need to get the loan processed. She then showed me some loan options. Then she said “let’s get going “. She kept me updated continuously on the status of the loan and had me bringing information to stay ahead of the underwriters. Never a single moment doubt throughout the process. The process was so simple, no stress at all with Vicki at the wheel. Vicki

Vicki was awesome. I was well informed and explained the process and where we were in the process. she was on top of things. I did not feel pressure or doubt. Vicki was with us all the way, start to finish. She kept me informed, when she needed something she explained why. Vicki walked us thru what to expect and answered questions. It was a VERY pleasant experience.

Vicki has a fun and quirky personality making it a joy to work with her. Her intelligence and knowledge of the field was vast. Communication was clear, readily available, she has flexible hours, emails were bullet point lists of what needed to be done, and was willing to explain/answer questions. She worked quickly to help us close on a house just over 2 weeks time.

Vicki Kriner from Envoy Mortgage was PHENOMENAL!! during our entire home buying process; beginning before we even began looking for a home to the day we funded!! 🏡🏡 She was available anytime and always took her time to explain everything until we understood. Vicki was always in our corner and we always knew what was going on and what was coming next. We cannot recommend her enough!!

We moved from out of state and Vicki couldn't have been better. She made everything easy and was always in touch, even when we were out of town. I felt that the information and communications were clear and I always heard just from here, not a bunch of other people. I would highly recommend using Vicki as your lender!

I couldn't have a had a better experience and Vicki Kriner was amazing through the whole mortgage process. Knowledgeable, informative, caring and the guidance she gave all along the way was impeccable!! I will for sure recommend her anytime the opportunity arises!

Best loan officer ever! Vicki went above and beyond for us to get things done quickly and we even closed early! She always got back to me right away and was so helpful! I HIGHLY recommend Vicki and I actually miss chatting with her 😀. Seriously hire her!

Wow -- Five. Star. Service! Vicki Kriner and Envoy really made the loan approval process a (seriously) wonderful experience. I highly recommend going with Vicki -- prompt, professional, thorough, and thoughtful! Loan closed early!

I met Vicki this summer when I was going to sell my house that I had rented out and buy something closer to work. Vicki was very professional while being personable and I felt like we hit it off from the very beginning. I had met with other lenders but Vicki was who I chose because I did not feel like she was just trying to make a fast deal. She is very thorough and makes the process very easy. and worry free. I would recommend her to anyone needing help with buying a new home or refinancing. She is truely the best in town!

Excellent process to Re-fi my home. Every document needed was easily uploaded to a dropbox account which made things go very fast and made it very easy. Vicki was very pleasant to deal with and even went above and beyond and answered phone calls/texts/emails on weekends and after hours, very quick responses and always found an answer to our questions. She had everything lined up and made things very easy! Would recommend her to anybody needing any type of home loan service! Thank you Vicki!